This Arbitration Provision (“Arbitration Provision”) applies to certain interactions as described herein that occur between the party accepting this Arbitration Provision (“you,” “user,” or “visitor”) and PRGB, Inc., and its affiliates, subsidiaries, divisions, employees, directors, officers, shareholders, governors, managers, and members (collectively, “Build”).

This Arbitration Provision applies to your use of Build’s websites, including getbuild.com (each, a “Site”), Build’s mobile applications (each, an “Application”), and the products and services offered, operated, or made available by Build through the Sites or the Applications (collectively, with the Sites and the Applications, the “Services”).

1. Effect of Arbitration Provision; Right to Reject. (i) Unless prohibited by applicable law and unless the user rejects the Arbitration Provision in accordance with subsection (a)(ii) below, user and Build agree that either party may elect to arbitrate or require arbitration of any Claim under this Arbitration Provision. (ii) If the user does not want this Arbitration Provision to apply, the user may reject it within thirty (30) days of the user’s initial agreement to this Arbitration Provision. Rejection may be achieved only by delivering to Build at 256 West Data Drive, Draper, Utah 84020, Attn: Arbitration Opt-Out, a written and signed rejection notice which: (A) provides the user’s name and address; and (B) states that the user is rejecting the Arbitration Provision. If the user wants proof that he or she sent such a notice, the user should send the rejection notice by “certified mail, return receipt requested.” If the user does, Build will reimburse the user for the postage upon the user’s request. Nobody else can reject arbitration for the user (except an attorney at law that the user has personally retained); this is the only way the user can reject arbitration. The user’s rejection of arbitration will not affect the user’s right to use the Services.
2. Certain Definitions. As used in this Arbitration Provision, the following terms have the following meanings:
   1. “Related Parties” means third parties that the user brings a Claim against at the same time that the user brings a Claim against Build or any other Related Party, including, without limitation, any merchant who facilitated the user’s access to the Services.
   2. “Claim” means any claim, dispute, or controversy between the user and Build (including any Related Party) that arises from or relates in any way to the user’s use of the Services; any of Build’s marketing, advertising, solicitations, and conduct relating to Build’s promotion of its products and services, including the Services; or Build’s disclosure of or failure to protect any information about the user. “Claim” is to be given the broadest reasonable meaning and includes claims of every kind and nature, including but not limited to, initial claims, counterclaims, cross-claims and third-party claims, and claims based on constitution, statute, regulation, ordinance, common law rule (including rules relating to contracts, torts, negligence, fraud or other intentional wrongs), and equity. It includes disputes that seek relief of any type, including damages and/or injunctive, declaratory, or other equitable relief. Despite the foregoing, “Claim” does not include any individual action brought by the user in small claims court or the user’s state’s equivalent court, unless such action is transferred, removed, or appealed to a different court. In addition, except as set forth in the immediately following sentence, “Claim” does not include disputes about the validity, enforceability, coverage, or scope of this Arbitration Provision or any part thereof (including, without limitation, subsections (6)(iii), (6)(iv) and/or (6)(v) (the “Class Action and Multi-Party Claim Waiver”), the last sentence of subsection (10) and/or this sentence); all such disputes are for a court and not an arbitrator to decide.
   3. “Proceeding” means any judicial or arbitration proceeding regarding any Claim.
   4. “Complaining Party” means the party who threatens or asserts a Claim in any Proceeding.
   5. “Defending Party” means the party who is a subject of any threatened or actual Claim.
   6. “Claim Notice” means written notice of a Claim from a Complaining Party to a Defending Party.
   7. All other capitalized terms not defined herein shall have the meaning given to the term in the Terms of Use or Privacy Policy.
3. Arbitration Election; Administrator; Arbitration Rules.
   1. A Proceeding may be commenced after the Complaining Party complies with subsection (11). The Complaining Party may commence the Proceeding either as a lawsuit or an arbitration by following the appropriate filing procedures for the court or the arbitration administrator selected by the Complaining Party in accordance with this subsection (c). If a lawsuit is filed, the Defending Party may elect to demand arbitration under this Arbitration Provision of the Claim(s) asserted in the lawsuit. If the Complaining Party initially asserts a Claim in a lawsuit on an individual basis but then seeks to assert the Claim on a class, representative or multi-party basis, the Defending Party may then elect to demand arbitration. A demand to arbitrate a Claim may be given in papers or motions in a lawsuit. If the user demands that Build arbitrate a Claim initially brought against the user in a lawsuit, the user’s demand will constitute the user’s consent to arbitrate the Claim with the administrator of Build’s choice, even if the administrator that Build chooses does not typically handle arbitration proceedings initiated against consumers.
   2. Any arbitration Proceeding shall be conducted pursuant to this Arbitration Provision and the applicable rules of the arbitration administrator in effect at the time the arbitration is commenced. The arbitration administrator will be the American Arbitration Association (“AAA”), 1633 Broadway, 10th Floor, New York, NY 10019, www.adr.org.; JAMS, 620 Eighth Avenue, 34th Floor, New York, NY 10018, www.jamsadr.com; or any other company selected by mutual agreement of the parties. If both AAA and JAMS cannot or will not serve and the parties are unable to select an arbitration administrator by mutual consent, the administrator will be selected by a court. Notwithstanding any language in this Arbitration Provision to the contrary, no arbitration may be administered, without the consent of all parties to the arbitration, by any arbitration administrator that has in place a formal or informal policy that is inconsistent with the Class Action and Multi-Party Claim Waiver. The arbitrator will be selected under the administrator’s rules, except that the arbitrator must be a lawyer with at least ten years of experience or a retired judge unless the parties agree otherwise.
4. Non-Waiver. Even if all parties have elected to litigate a Claim in court, the user or Build may elect arbitration with respect to any Claim made by a new party or any new Claim asserted in that lawsuit (including a Claim initially asserted on an individual basis but modified to be asserted on a class, representative or multi-party basis), and nothing in that litigation shall constitute a waiver of any rights under this Arbitration Provision. This Arbitration Provision will apply to all Claims, even if the facts and circumstances giving rise to the Claims existed before the effective date of this Arbitration Provision.
5. Location And Costs.The arbitrator may decide that an in-person hearing is unnecessary and that he or she can resolve a Claim based on the papers submitted by the parties and/or through a telephone hearing. However, any arbitration hearing that the user attends will take place in a location that is reasonably convenient for the user. Build will consider any good faith request that the user makes for Build to pay the administrator’s or arbitrator’s filing, administrative, hearing and/or other fees if the user cannot obtain a waiver of such fees from the administrator and Build will not seek or accept reimbursement of any such fees that Build agrees to pay. Build will also pay any fees or expenses that it is required by law to pay or that Build must pay in order for this Arbitration Provision to be enforced. Build will pay the reasonable fees and costs that the user incurs for the user’s attorneys, experts and witnesses if the user is the prevailing party in an arbitration Proceeding or if Build is required to pay such amounts by applicable law or by the administrator’s rules. The arbitrator shall not limit the attorneys’ fees and costs to which the user is entitled because the user’s Claim is for a small amount. Notwithstanding any language in this Arbitration Provision to the contrary, if the arbitrator finds that any Claim or defense is frivolous or asserted for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the arbitrator may award attorneys’ and other fees related to such Claim or defense to the injured party so long as such power does not impair the enforceability of this Arbitration Provision.
6. No Class Actions Or Similar Proceedings; Special Features Of Arbitration. IF THE USER OR BUILD ELECTS TO ARBITRATE A CLAIM, NEITHER THE USER NOR BUILD WILL HAVE THE RIGHT TO: (i) HAVE A COURT OR A JURY DECIDE THE CLAIM; (ii) OBTAIN INFORMATION PRIOR TO THE HEARING TO THE SAME EXTENT THAT THE USER OR BUILD COULD IN COURT; (iii) PARTICIPATE IN A CLASS ACTION IN COURT OR IN ARBITRATION, EITHER AS A CLASS REPRESENTATIVE, CLASS MEMBER OR CLASS OPPONENT; (iv) ACT AS A PRIVATE ATTORNEY GENERAL IN COURT OR IN ARBITRATION; OR (v) JOIN OR CONSOLIDATE CLAIM(S) INVOLVING THE USER WITH CLAIMS INVOLVING ANY OTHER PERSON. THE RIGHT TO APPEAL IS MORE LIMITED IN ARBITRATION THAN IN COURT. OTHER RIGHTS THAT THE USER WOULD HAVE IF THE USER WENT TO COURT MAY ALSO NOT BE AVAILABLE IN ARBITRATION.
7. Getting Information. In addition to the parties’ rights under the administrator’s rules to obtain information prior to the hearing, either party may ask the arbitrator for more information from the other party. The arbitrator will decide the issue in his or her sole discretion, after allowing the other party the opportunity to object.
8. Effect of Arbitration Award. Any court with jurisdiction may enter judgment upon the arbitrator’s award. The arbitrator’s award will be final and binding, except for: (i) any appeal right under the Federal Arbitration Act, 9 U.S.C. §1, et seq. (the “FAA”); and (ii) Claims involving more than $50,000 (including Claims that may reasonably require injunctive relief costing more than $50,000). For Claims involving more than $50,000, any party may appeal the award to a three-arbitrator panel appointed by the administrator, which will reconsider anew any aspect of the initial award that is appealed. The panel’s decision will be final and binding, except for any appeal right under the FAA. Costs in connection with any such appeal will be borne in accordance with subsection (5) of this Arbitration Provision.
9. Governing Law. Use of the Services involves interstate commerce and this Arbitration Provision shall be governed by the FAA, and not Federal or state rules of civil procedure or evidence or any state laws that pertain specifically to arbitration. To the extent that state law bears on the enforceability of this Arbitration Law, Utah law shall govern. The arbitrator is bound by the terms of this Arbitration Provision. The arbitrator shall follow applicable substantive law to the extent consistent with the FAA, applicable statutes of limitation and applicable privilege rules, and shall be authorized to award all remedies available in an individual lawsuit under applicable substantive law, including, without limitation, compensatory, statutory and punitive damages (which shall be governed by the constitutional standards applicable in judicial proceedings), declaratory, injunctive and other equitable relief, and attorneys’ fees and costs. The arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based.
10. Survival, Severability, Primacy. In the event of any conflict or inconsistency between this Arbitration Provision and the administrator’s rules, this Arbitration Provision will govern. This Arbitration Provision shall survive any exercise of a self-help remedy; Build’s sale or transfer of the Services or Build’s rights under this Arbitration Provision; and the user’s (or Build’s) bankruptcy. If any part of this Arbitration Provision cannot be enforced, the rest of this Arbitration Provision will continue to apply. However, if the Class Action and Multi-Party Claim Waiver is declared invalid in a proceeding between the user and Build, without in any way impairing the right to appeal such decision, this entire Arbitration Provision (other than this sentence) shall be null and void in such proceeding.
11. Pre-Dispute Resolution Procedure. Before a Complaining Party asserts a Claim in any Proceeding (including as an individual litigant or as a member or representative of any class or proposed class), the Complaining Party shall give the Defending Party: (1) a Claim Notice providing at least 30 days’ written notice of the Claim and explaining in reasonable detail the nature of the Claim and any supporting facts; and (ii) a reasonable good faith opportunity to resolve the Claim on an individual basis without the necessity of a Proceeding. If the user is the Complaining Party, the user must send any Claim Notice to Build at 256 West Data Drive, Draper, Utah 84020, Attn: Legal Dispute (or such other address as Build shall subsequently provide to the user). If Build is the Complaining Party, Build will send the Claim Notice to the user at the user’s address appearing in Build’s records or, if the user is represented by an attorney, to the user’s attorney at his or her office address. If the Complaining Party and the Defending Party do not reach an agreement to resolve the Claim within 30 days after the Claim Notice is received, the Complaining Party may commence a Proceeding, subject to the terms of this Arbitration Provision. Neither the Complaining Party nor the Defending Party shall disclose in any Proceeding the amount of any settlement demand made by the Complaining Party or any settlement offer made by the Defending Party until after the arbitrator or court determines the amount, if any, to which the Complaining Party is entitled (before the application of subsection (12) of this Arbitration Provision). No settlement demand or settlement offer may be used in any Proceeding as evidence or as an admission of any liability or damages.
12. Special Payment. If: (i) the user submits a Claim Notice in an arbitration Proceeding on the user’s own behalf (and not on behalf of any other party), and the user complies with all of the requirements (including timing and confidentiality requirements) of subsection (11); (ii) Build refuses to provide the user with the money damages that the user requests; and (iii) the arbitrator issues the user an award that is greater than the latest money damages that the user requested at least ten days before the date the arbitrator was selected, then Build will pay the user the amount of the award or $7,500, whichever is greater, in addition to the attorneys’ fees and expenses (including expert witness fees and costs) to which the user is otherwise entitled. Build encourages the user to address all Claims that the user has in a single Claim Notice and/or a single arbitration. Accordingly, this $7,500 minimum award is a single award that applies to all Claims the user has asserted or could have asserted in the arbitration, and multiple awards of $7,500 are not contemplated by this subsection 12.

Last Updated December 21, 2021

This Privacy Policy (the “Privacy Policy”) describes how PRGB, Inc., its affiliates, subsidiaries, agents, and assigns (collectively, “Build”, “we”, “us”, or “our”) collect, use, and disclose user (“you” or “your”) information when you use our websites, including https://getbuild.com (each, a “Site”), our mobile applications (each, an “Application”), and the products and services offered, operated, or made available by us through the Sites or the Applications (collectively, with the Sites and the Applications, the “Services).

In addition to this Privacy Policy, Synapse Financial Technologies, Inc. (“Synapse”) is our backend software provider, and may partner with loan originators to provide and service the loans (“Loans”) offered to Users. Synapse’s API, and their relationship with the loan originators, enables us to present the Loans to you. By using the Services and agreeing to this Agreement, you also agree that your information may be shared with Synapse and such sharing will be subject to Synapse’s Privacy Policy.

TABLE OF CONTENTS

1. What Information Do We Collect?
2. How Do We Collect User Information?
3. How Do We Use Your Information?
4. With Whom Do We Share Your Information?
5. How Do We Protect Your Information?
6. What Are Your Options Regarding Your Information?
7. How Can You Contact Us?
8. Will This Privacy Policy Change?
9. Third Party Content and Sites.
10. California Privacy Rights.
11. Children’s Online Privacy Policy.

1. What Information Do We Collect? The types of “Personal Information” that we collect about you may include:
   1. Identifiers such as your name, address, telephone number, email address, social security number, and online usernames and passwords for third-party sites and internet services;
   2. Government-issues photo identification, such as a driver’s license or passport, photograph, proof of address documentation, and proof of identity documentation;
   3. Financial information, including your Evolve account number, account transaction history, account information about other linked bank accounts (such as transaction information and balances), and payment card information;
   4. Occupation and other employment-related information;
   5. “Usage Information,” including the hardware model, browser, and operating system that you are using, the URL or advertisement that referred you to the Services, all of the areas within the Services that you visit, how you interact with the Services, location information, and mobile network (if applicable), and your IP address or other unique device identifier (“Device Information”) for any computer, mobile phone, or other device that is used to access the Services.
      Personal Information, Usage Information, and Device Information shall all be included in the definition of the term “Information” when it is used in this Privacy Policy.
2. How Do We Collect Your Information?
   1. From You. We collect Information that you provide directly to us, both online and offline, in connection with an inquiry about the Services, an application to obtain the Services, or payments for the Services made to us. The Information collected from you will vary depending on the product or service requested.
   2. Other Sources. We may obtain Information about you from our affiliates and credit bureaus. We may also use certain third parties to complete, validate, or verify Information that you have provided to us in order to assist you in your use of the Services, in order to supplement or validate information already provided by you, or in the prevention or identification of identity theft and fraud.
   3. Automatic Collection, Cookies, and other Internet Technologies. We also use cookies, web beacons, other standard internet technologies, and certain third parties to collect Information from you, from your device, and about your activities while using the Services. We may automatically collect Information from your browser when you use the Services. Information that you enter while using the Services may be collected even if you cancel or do not submit an application or form.
      1. Cookies. A cookie is a small text file that is stored on your computer for record keeping purposes. When you use the Services, we may assign your computer one or more cookies to facilitate your access to the Services, personalize your online experience, maintain continuity during your online sessions, and record information about your visit. Cookies may also be used for anti-fraud and information security purposes, Through the use of a cookie, we also may automatically collect information about your online activity on the Services, such as the web pages visited, the links or advertisements clicked on, and other actions taken while using the Services. We may use different kinds of cookies, including HTTP cookies (also known as browser cookies), Local Shared Objects such as Flash cookies, and other similar technologies, such as HTML5 local storage. Most browsers automatically accept cookies, but you can usually modify the browser setting to decline cookies. Flash Cookies, which by their nature are associated with Flash Player, may be removed by managing the settings with Adobe by visiting www.adobe.com. If you choose to decline cookies, please note that some of the features of the Services may not function properly.
      2. Web Beacons. Web beacons (also known as clear gifs, pixel tags, targeting and re-targeting pixels, third party pixels or web bugs) are small graphic images or other web programming code that may be included in our web pages and e-mail messages. Web beacons or similar technologies may be used for a number of purposes, including, without limitation, to count visitors to the Services, to monitor how you navigate the Services, or to count how many e-mails that were sent were actually opened.
      3. Social Networks. The Services may also include social network or other third-party plug-ins and widgets that may provide information to their associated social networks or third-parties about the Services that you use, even if you do not click on or otherwise interact with the plug-in or widget and regardless of whether you have an account or other relationship with these social networks and third parties. Information is transmitted from your browser and may include an identifier assigned by the social network or third-party, information about your browser type, operating system, device type, IP address and the URL of the web page where the plug-in or widget appears. If you use social network tools or visit social networking websites, you should read their privacy policies to learn what information they collect, use, and share.
3. How Do We Use Your Information?
   1. Our Usage. We may use your Information to: i) provide the Services; ii) process, review, determine eligibility, and approve or deny your application for the Services; iii) manage your customer relationship, respond to questions, and provide customer service; iv) recognize you across the Services; v) develop and display content and services tailored to your interests; vi) facilitate and complete transactions that you request; vii) communicate with you via email, telephone, postal mail, and/or your mobile device about the Services, our other products and services, and the products and services of our affiliates and third parties; viii) operate, evaluate, and improve our business and the Services, including to develop new products and services, to perform research, and for audit purposes; ix) analyze usage and performance of the Services and improve your experience and the experience of other users; x) enforce contractual obligations, verify your identity, and to help prevent or identify fraud, unauthorized or criminal activity, claims, and other liabilities; and xi) perform functions as described to you at the time of collection.

      During the past 12 months, we have also disclosed the categories of personal information listed above for our business purposes. We have not, however, sold personal information to third parties. We will not sell your Personal Information, except in the event that all or a part of our business is merged, sold, or reorganized.

   2. Job Applicants. If your Information is submitted when applying for a position with us, the Information will be used solely in connection with considering and acting upon your application. We may retain your Information for a period of time, but only for the purpose of considering your application for current or future available positions or as required by law.
4. With Whom Do We Share Your Information?
   1. Our Businesses. We may share your Information with our affiliates and subsidiaries.
   2. Service Providers. We may share your Information with third party service providers who provide services to us or on our behalf, including Synapse and Evolve, to assist in providing the Services and to help us understand your use of our products. Service providers include the categories listed in this section 4, along with shipping vendors, billing and refund vendors, payment card processors, Merchants, and other companies that help us operate and improve our products and services. Your Information may be stored and processed by our service providers in the United States or other locations where the service providers or we maintain facilities. Disclosure of your Information to service providers is not a sale, and we do not allow our service providers to use or share your Information for any purpose other than providing services on our behalf.
      1. Consumer and Credit Reporting Agencies. We may provide your Information to consumer and/or credit reporting agencies and to third parties that provide identity verification and fraud detection.
      2. Mailchimp. Certain transactional and marketing emails that are sent to you may be sent to you on our behalf by Mailchimp and are subject to Mailchimp’s Privacy Policy.
      3. Marketing. We may share your Information with select third parties so that they can send you promotional materials about goods and services (including special offers and promotions) on our behalf.
      4. Third-Party Advertising and Analytics Companies. We may share your Information with network advertisers, ad agencies, and other advertising partners to serve our ads online. We may also use analytics providers to provide us with information regarding the use of the Services and the effectiveness of our advertisements. You may see ads while using the Services and those ads may be served by a third party. These third parties may set and access their own tracking technologies on your device (including cookies and web beacons), and they may otherwise collect or have access to Information about you. Some of these parties may collect Information over time when you use the Services or other online websites and services.We may share Information, including Information that has been de-identified, with third party advertising companies, analytics providers and other third parties, including for the purpose of serving you more relevant ads.We may use a variety of companies to serve our advertisements. Some of these companies are members of the Network Advertising Initiative or the Digital Advertising Alliance Self-Regulatory Program for Online Behavioral Advertising and you may want to visit the following webpages, which provide “opt-out” mechanisms for participating companies: http://networkadvertising.org/managing/opt_out.asp; http://www.aboutads.info/choices/. You may also be able to opt-out from certain interest-based advertising through your mobile device settings or as described below in the Section titled “What Are Your Options Regarding Your Information.” Please note opting out through these mechanisms does not opt you out of being served advertising. You will continue to receive generic ads while online.
   3. Other Situations. In addition to other sharing described in this section, we may also disclose your Information at our sole discretion: (i) in order to comply with laws or legal processes, including subpoenas or agency orders and investigations under appropriate circumstances; (ii) as we reasonably determine necessary or appropriate to protect property, our rights, or the rights of others; and (iii) to enforce our contracts, policies, and customer agreements. We may also transfer Information covered by this Privacy Policy, including Personal Information, in connection with a merger, sale, or acquisition (including transfers made as part of insolvency or bankruptcy proceedings) of all or part of our business or as part of a corporate reorganization, stock sale, or other change in control.
5. How Do We Protect Your Information? We maintain administrative, technical, and physical safeguards intended to protect against the loss, misuse, unauthorized access, and disclosure of Information, including your social security number. Although we take such precautions seriously, it is impossible for us to guarantee the safety and security of your Information. Our policies prohibit the unlawful disclosure of Personal Information. We share Personal Information externally only where federal and state law allows or requires it. Internally, it’s our policy to limit the access, use, and disclosure of Personal Information to be in line with the job duties of our associates, as well as applicable law. Please note that we do not ensure or warrant the security of any Information that we collect, and you use the Services and provide us with your Information at your own risk.
6. What Are Your Options Regarding Your Information?
   1. Accessing and Correcting Personal Information. You may request to access or update the Personal Information that we hold about you. You can access or update your Personal Information in the following ways:
      1. If you have created an account on the Services, you will be able to update your own contact and payment information, subject to certain limitations.
      2. Contact us through one of the methods listed in the “How Can You Contact Us?” section within this Privacy Policy. Please include your current contact information, the information that you are interested in accessing, and your requested changes. After authenticating your request, we will provide you with the Personal Information that you requested or make your requested changes if i) the information is reasonably available; ii) the information does not infringe on the privacy of other individuals, and iii) the disclosure or changing of the information is not otherwise prohibited by law or our internal policies or procedures. For all requests, we will reasonably describe the types of Personal Information that we generally collect, how it is used, and with whom it is shared.
   2. Communications. You may elect to opt-out of email and text communications from us by following the instructions provided in such communications or by contacting us as described in this Privacy Policy. Even after opting out, you may still receive service oriented, non-promotional communications from us and promotional communications from other third parties as a result of their own interactions or transactions with you. Please allow time for us to process requests. You should contact us should there be any concerns about your opt-out request.
   3. Targeted Advertising. You may opt-out from many third parties who serve online advertising, including some who serve ads on the Services and elsewhere online, by visitinghttp://www.networkadvertising.org/managing/opt_out.asp; or http://www.aboutads.info/choices/. Opting out does not mean you will not see any ads when using the Services, but the ads that you see will no longer be customized to you based on your profile or interactions with us.
   4. “Do-Not-Track.” Your browser settings may allow you to automatically transmit a “Do Not Track” signal to websites and online services that you visit. Like many websites and online services, we do not alter our practices when we receive a “Do Not Track” signal from your browser. To find out more about “Do Not Track,” please visit www.allaboutdnt.com.
7. How Can You Contact Us? If you wish to contact us regarding your Information, this Privacy Policy, to designate a third party who may communicate with us on your behalf, or to request to access, change, or delete your Personal Information, you may contact us as described below. If you choose to contact us via email or writing, please provide sufficient contact information to allow us to contact you. If you choose to contact us, we will verify your identity using an appropriate method of verification based on the type of request. These methods may include one or more of the following: email address verification, proof of residency displaying your name and principal residence address, or proof of identity using government issued identification.

   Email: privacy@getbuild.com

   Phone: 877-898-1970 between 9 a.m. and 5 p.m. Mountain Time, Monday through Friday

   Write: PRGB, Inc., 256 W Data Drive, Draper, UT 84020

8. Will This Privacy Policy Change? This Privacy Policy may be updated periodically to reflect relevant changes in our information practices. We will notify you of material changes by posting the changed or modified Privacy Policy via the Services. We may also provide notice to you in other ways in our discretion, such as through contact information that you have provided. Any changes to this Privacy Policy will be effective immediately upon the posting of the revised Privacy Policy unless otherwise specified, and your continued use of the any of the Services after the effective date of the revised Privacy Policy will constitute your consent to those changes. You may be required to consent to our new policies in order to continue to use the Services.
9. Third Party Content and Sites. The Services may contain content, services, advertising and other materials that link to websites operated by third parties. We have no control over those other websites, and this Privacy Policy does not apply to them. You should refer to the privacy policies of those websites.
10. California Privacy Rights. If you are a California resident, you may ask us to refrain from sharing Personal Information with third parties for their own direct marketing purposes. You must indicate your preference by contacting us as described above. It may take us up to thirty (30) days to fully process a request.

    California residents also have the right to access their information, the right to request deletion, and the right to know what information we disclose to third parties for business purposes. Requests for access, deletion, and to know what we share with others should be submitted as described in the “What Are Your Options Regarding Your Information?” and “How Can You Contact Us” sections.

    We will not discriminate against California residents who exercise their rights under this section.

11. Children’s Online Privacy Policy. The Services are not directed to children under the age of 13, and we do not knowingly collect, disclose, or sell Information from children under the age of 13 through the Services.

FEDERAL PRIVACY NOTICE

Rev. 12/21